I recently read an article which suggested that “people in control of their finances tend to live longer (and happier) lives”. I cannot provide empirical evidence to support the above supposition, but I have plenty of anecdotal evidence indicating that being in control is a far more appealing proposition than being out of control when it comes to your personal finances. Many years ago, I discovered that my aunt was paying £1,000 every year to have her Self Assessment tax retu